Hallo, All,

Seit schon lange diskussiert man hier in Deutschland den Thema der Alterversicherung order Lebensversicherung, was können wir Auslände (GC) darüber etwas tun ?

Vielen Dank und schönes Wochenende!

Stefan

Hi Stefan.

Its no problem to get a Lebensversicherung for us ( Ausländers ).

I spoke to Allianz, and they offered a suite of Lebensversicherung policies to me.

Most Important : If U take up a Lebensversicherung in Germany b4 January next year, then the money U receive at the end will be tax free. This is gonna change after 01.01.05.

About private renteversicherung : Keine annung.

Cheers,
Nitin Malhotra

When PR allmost hier is, we could think about Lebensversicherung.
But before I ask some Dealer I would like to ask few things.

Is there any Versicherung where one pays 50 or 100€ on some Konto and:
- gets some small interest for that
- gets some big amount (>100k€) in death case or Unfal or Arbeitsunfähigkeits case,
- can take all money after >10 years
- or leave it on account and get pension from it
- and after he dies family gets money from account and some Premie.

So what is the name of this Versicherung here in De?
And is that Versicherung also cheaper before 1.1.05?

Hello, DvD, Hello Nitin,

The Lebensversicherung I have talked about is an additional Renteversicherung, which also known as Alterversicherung.

I have asked our HR. And they told me that it has a mimimum period of attending. So they cannot do it for us Ausländer, because it is not clear how long we will stay in Germany.

Maybe someone else, for example Detlef, who knows more about it, can help us.


Thank you very much in advance!

Stefan