| Hi *,
Try to contact some of your friends in USA, and process ur H1B through known Consultant, or just contact RajKumar(he has given some site, he can help u).
Yes, if you do not have good credit history in USA, you need to pay lots of amount towards deposits... like if you want to rent an apartment, you need to put atleast 1 or 2 months deposit and 1 month advance, and for Electricity, Gas, or for any rentals you need to put/give deposit.. Of course everyone has to cross this situation.
How can you build your Credit History in USA...: Do not give ur SSN(Social Security Number) to anyone, unless it is required... many shops will offer credit cards and they say we give 5% or some percent discount if u buy some from their shops.. don't go for that, and don't give ur address or contact details anywhere, if u do that, u have to face lots of phone calls from marketing people. If u give ur SSN number to anyone they run ur credit report which hits ur credit history..
IT IS VERY BAD ON UR CREDIT HISTORY IF U GIVE UR SSN TO EVERYONE..
of course many people will do this mistake... but FYI only i am telling... To build ur credit history, take Secured Credit Card from banks(u need to deposit required credit amount as deposit in bank, that is ur credit limit), u need to pay ur credit card bills in-time... Hope mostly u need a car.. buy a car(end of month or July or August month end u can get very good offers from car dealers, so prefer to buy at month end) and take loan from DCU or some other banks.. initially u may have to pay atleast 11.8 % interest on ur loan amount.. Pay the installments as per their schedules... I would suggest u not to clear total amount in a year(OK), after 1 yr clear it fast.. it helps to improve ur credit rating... As i mentioned earlier, do not give ur SSN to anyone except ur bank, ur employer, or for apartment rental(if required) people, Mobile phone connection... Try to collect ur Credit rating from Germany (from Schufa.. or somewhere, it may help u) and also collect ur Stadtwerke letters, that u never paid late and always cleared the dues intime.. if u want the sample letter, just send an email @ vsrikanth9@yahoo.com , i can send u the format... even if u want more details or having particular questions, please send an email.. but don't ask about the consulting firms.. since here millions of consulting firms r there, don't know who is good or bad...!!!
U may find some H1B sponsors at www.h1bsponsors.com
best of luck, Srikanth |