Hallo to all,

i want to open a new Giro konto with Depot account. I did some reaseach on Banks which offer Giro konto services.
Out of all known banks i found 2 Online banks which offer full free Giro konto Product without any min. balence and without min. monthly deposit amount.

1. Comdirect.de
2. dkb.de

i like comdirect because its the child bank from Commerz bank and also other services compared to dbk.de

I guess many of you use one of the above bank accounts or did some reseach on all banks. Could you please post your experiences and advice regarding the Girokonto?

Thank you
justdoit

You might as well consider DIBA.

Well, i am not with any of the banks above but am planning to change as the bank with which i am at the moment doesn't have an ATM close by to the place where i live and i would need to go about 7KM or 14 KM to draw cash.

So in essence , my question to all who use these online banking services is : What about the ATM's usage ?. Is there any charge for that ?. Can we use it from any ATM or is there a limited set of ATM's at your disposal ?.

What about transaction where you need to go to a filiale ?. How does that work ?.

thanks for any info.

ISSUES

You can use all VISA ATMs (depending on the bank account). for more info read res bank website..
Transfers: u can do it online or by telefone banking.

Hi,

Can some one list the differences between DKB and COMDIRECT.

I heard that comdirect is not really a kostenlos online account and also charges for transactions with EC card.

Why to go for online banks when "normal" banks offer bank accounts without any monthly fees...

e.g. WillkommensKonto with HypoVereinsbank (Uni Credit, it is in cash group so ATM's are almost everywhere for Cash Group....