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Private Medical Insurance..Which is the best?

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Hi ,
Ill be changing my med insurance to private. Can you tell me which one would be the best.And ofcourse i want to save also some money.My wife has a public family insurance. I want this only for myself.
Expectations:
-1 bett hospital room if admitted
- good doctor handling experience.
- cheap and best.

Inputs wanted from you all ..
Thanks in advance
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Re: Private Medical Insurance..Which is the best?
Answer
8/13/07 4:11 PM as a reply to Manfred Baksh.
@stier

If your wife has a public family insurance then you are already covered in that. Why do you want to pay another 300-400 Euro just to get yourself a private insurance?

By the way, cheap is not the best :-)
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Re: Private Medical Insurance..Which is the best?
Answer
8/13/07 9:56 PM as a reply to Manfred Baksh.
Hey akshay... I have a public and she has a public and both are working and both paying family insurance to govt so thats not a bright thing. so i want to have myself private and she remains in publich family .. so the kids are med insurance covered with her.Do u know any good private Med insurance ?
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Re: Private Medical Insurance..Which is the best?
Answer
8/14/07 3:40 PM as a reply to Manfred Baksh.
@stier,

My advise to you, Take a medical insurance which have more bed room. but when you are sick you can take 1 bed zimmer by paying little extra.

I was with INTER, but that turned very expensive aroung 350 for me alone, plus i felt it was not worth it. No i have changed to CENTRAL

I know a agency which is also called MEG which provides you with good options as per your choice. If you give me your tel no i can ask a person from MEG to contact you. Else you can call them directly.

you can email me at savion (at) yahoo (dot) com

rgds
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Re: Private Medical Insurance..Which is the best?
Answer
8/14/07 10:49 PM as a reply to Manfred Baksh.
Check are your kids covered with your wifes insurance because I know cases where one of parents switched to private (to save money) but then he or her was forced to switch insurance for kids also to private.

I think that it was connected with who of parents is making more money.

Better check before you make any descision.
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Re: Private Medical Insurance..Which is the best?
Answer
8/15/07 7:40 PM as a reply to Manfred Baksh.
Ya its checked .. my family insurance is in place only that i need to change into a private one .. Thanks savion for the inputs ... others here with private insurance ... can u give me the insurance company names PLEASE
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Re: Private Medical Insurance..Which is the best?
Answer
8/15/07 11:13 PM as a reply to Manfred Baksh.
Try with AXA.
They have good prices.

Also on their site you have online price calculator.

I think that for normal tarif I am paying in total around 190€. In price is also included additional money after 42 days in hospital (if I am not wrong 80 or 85€ per day).

Btw. price depends how old are you so do not be surprised if your price is different then mine. Also I have contract with them since 2005.
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Re: Private Medical Insurance..Which is the best?
Answer
8/21/07 12:32 PM as a reply to Manfred Baksh.
@Dracus,
just curious by how much did AXA increased your premium in 2006 and 2007 ?
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Re: Private Medical Insurance..Which is the best?
Answer
8/21/07 12:38 PM as a reply to Manfred Baksh.
For me and my wife since 2005 they did not increase anything and for my kid (2006 => 2007) they increased, if I am not wrong 5 or 10€ per month.

I think that for kids this is maximum because now they are on same level like other insurance companies.
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Re: Private Medical Insurance..Which is the best?
Answer
9/8/07 12:18 PM as a reply to Manfred Baksh.
Hi,

if you want to have a stabel insurance, than be careful which company you pick.

You have to check the "Unternehmenskennzahlen" and best thing is when you get a stabilityrating.

If you are employed than there are even possibilities to be insured very well and to pay notmore than some 30 € a month.

Well, at least this is possible for some people.
It is important to have a comparison of the entire market. Only this way you can be sure that you make the best choice.
Because there is no best company, it is the job of a good consultant to present you all information in such clear way, that you become enabled to find out the company that is best for you.
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