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Medical Insurance Info.

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Medical Insurance Info.
Respuesta
22/06/10 13:54
Hi All,

Me and my wife both are insured under a Public Insurance scheme(Not my choice but my company registers all the employees under this)

My wife was hospitalized for a week ,end of January 2010. At the time of discharge the hospital authorities didnt charge us a penny and mentioned that the insurance will take care of it 100%.

Now recently almost after 6 months, I recieve a bill from my insurance company which states that we owe the company an amount of 50€ at the rate of 10€ per day for 5 days of hospitilization.

When contacted the insurance company, they mentioned that its a standard in Germany to pay 10€ per day for hospitilization. My friends who are insured with other companies havent got anything of this kind.

Was just curious to know if its right. However, I have already paid this to the insurance company, and I just wanted to know about it and felt it will be of help to other trust7 members.

Cheers!
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Re: Medical Insurance Info.
Respuesta
22/06/10 14:37 en respuesta a Madhusudan Gowda.
Ya, They are right. 10€ per day if you stay in Hospital.

But there are some exemptions, for example during entbindung (Child birth) its completely free.

It depends on the individual hospital and insurance.
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Re: Medical Insurance Info.
Respuesta
22/06/10 16:57 en respuesta a Madhusudan Gowda.
when my wife had came to germany on visit visa , she was hospitalized for 3 days due to emergency.

I had taken ADAC insurance. i got a letter from hospital with copy of bills and explains that so far they didnt get money from ADAC insurance and when i enquired hospital, they told me that to wait for one more weeks if insurance didnt pay, then i have to pay the amount and also further consultation the hospital told me that ADAC insurance had denied to provide guarantee. so that i had paid for second time.

when i had read the ADAC insurance policy procedure its mentioned that during emergency condition all hopstitalisation and consultation charges will be covered.

I hope i should consult ADAC office at munich regarding the payment, Does any one have similar experience regarding ADAC insurance claim on visit visa.
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Re: Medical Insurance Info.
Respuesta
22/06/10 18:02 en respuesta a Madhusudan Gowda.
@friend082 : Can you post the outcome of ADAC issue. I am interested to know.
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